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EMERALD MORTGAGE CORPORATION

Purchasing a home or refinancing your current house can be a big decision, both mentally and financially. With the down payment, closing costs, and locking a mortgage rate for up to 30 years, its important to have all the information you need. Once you are pre-approved and are ready to make an offer on a home, you want to have the confidence in your loan officer to be by your side every step of the way to make the process go as smooth as possible.

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Emerald Mortgage Corporation was established in 2005 with the mission of creating extraordinary mortgage solutions for the citizens of the Chicagoland area. That mission continues to be a driving force through today. Emerald Mortgage Corporation has always sought out the nation's most creative and responsible lenders. We have strong relationships with over fifty lenders, so we can guarantee you the best rates and service. This enables us to be one of the nation's most respected mortgage brokers.

LOAN PROGRAMS

Offered by Emerald Mortgage Corporation

Suited businessman

FHA Loan

  • 3.5% down payment

  • Minimum credit score 600 (sometimes as low as 580)

Calculator

Conventional Loan

  • 5% down payment (HomeReady program 3%)

  • PMI cancels with LTV at 78%

  • Minimum credit score usually 640

Papers

Other Loan Programs

  • Veteran Affairs (VA)

  • Adjustable Rate Mortgage (ARM)

  • Jumbo Loans

  • And more that fit your financial situation

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